E-Banking Adoption Behaviour In Kerala
The banking system in India has played a critical role in the growth and development of
the economy. The Indian banking system has been stable without any major crisis. It is
relatively transparent in its operations and follows the internationally accepted best
practices of disclosure, asset classification and provisioning norms. During the past three
decades India's banking system has several outstanding achievements to its credit. The
most important one is its extensive reach. It is no longer confined to metropolitans or
cosmopolitans in India, but also reached even to the remote corners of the country. This is
one of the main agents of India's growth process.
The banking sector is one of the leading users of information technology worldwide.
Introduction of information technology has transformed banking system almost beyond
belief in the last decade and a half. Most of all, customers have benefited, as have the
banks themselves. There have been very significant gains in the efficiency of banks
leading to greater potential for higher profitability and consequent benefit to the
economy as a whole.
Book Also Available On
Share: